Life cover · South Africa
Protect what your family actually needs.
Get matched life cover quotes from SA's top insurers in under 2 minutes. No medicals for most policies under R5m.
How it works
Three steps. About two minutes.
Tell us about you
Age, smoker status, rough monthly budget. No medical questions yet.
Choose your cover priority
Max payout, lowest premium, no-medical-exam or disability included.
Compare 3 quotes
Real, bindable quotes from 3 insurers — emailed within the hour.
Ready when you are
Check your match in under 2 minutes.
One short form, real quotes — and we never share your details without your say-so.
Start my quoteQuoting across SA's top life insurers
FAQ
Questions, answered.
How much cover do I actually need?+
A common rule is 10–15× your annual income, plus enough to settle debt and 5 years of school fees. Our calculator gives you a precise number.
Will I need a medical?+
Most policies under R5 million payout can be issued on a health questionnaire only — no needles, no nurse visit.
Can I switch later?+
Yes. Premiums are reviewed annually, and you can replace cover anytime — though premiums rise with age, so locking in early is usually cheaper.
Still deciding?
Read our full life cover comparison