SA rates
Repo rate7.75%Prime11.25%Avg home loan11.8%-0.10Avg personal loan24.5%+0.25Inflation (CPI)4.4%-0.20ZAR / USDR18.42+0.08

About MoneyWise

The financial intelligence layer for South African consumers.

We help South Africans compare products, understand cover, and make smarter money decisions — independently and transparently.

MoneyWise.co.za is an independent comparison and editorial platform. We publish reviews, guides and side-by-side comparisons of insurance, medical aid, banking and credit products available in South Africa.

Editorial standards

Our editorial team is separate from our commercial team. Provider ratings are based on a consistent, documented methodology and updated quarterly. We never accept payment to change a rating or to remove a negative review.

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MoneyWise may earn a commission when readers click through to a provider and complete a purchase. This never affects which products we cover or how we rate them, and these partnerships are clearly disclosed across the site.

Not financial advice

MoneyWise is an information service. We are not a registered financial services provider. Always consult a qualified advisor before making a significant financial decision.