Editorial team
The people behind MoneyWise.
Independent SA-based journalists, CFP® professionals and tax practitioners — every guide is bylined.
Sarah Cloete
Senior Insurance Editor
Sarah has covered short-term insurance in South Africa since 2014. She previously underwrote motor and household policies at Santam and writes about premium structure, claims experience and risk pricing for MoneyWise.
David Mthembu
Investing Lead
David is a CFP® professional with 11 years at two of SA's largest asset managers. He focuses on TFSAs, retirement annuities and offshore allocation for everyday South African savers.
James Smith
Banking & Cards Editor
James reviews bank accounts, credit cards and rewards programmes across SA's big four banks plus Discovery, TymeBank and Bank Zero. Former product manager at FNB.
Nomvula Khoza
Property Finance Writer
Nomvula covers home loans, bond origination and property transfer costs. NQF5 in Real Estate, former mortgage originator at BetterBond.
Pieter van der Merwe
Tax Contributor
Pieter is a registered SAIPA tax practitioner who has filed for over 4,000 South African taxpayers. He breaks down SARS auto-assessments, deductions and provisional tax for salaried earners.
Lerato Dlamini
Banking Reporter
Lerato benchmarks SA bank account fees and digital banking experience. Three years at TymeBank product, now writing independently for MoneyWise.