SA rates
Repo rate7.75%Prime11.25%Avg home loan11.8%-0.10Avg personal loan24.5%+0.25Inflation (CPI)4.4%-0.20ZAR / USDR18.42+0.08

Home insurance · South Africa

Building and contents cover, properly compared.

Get matched home insurance quotes — building, contents, or both — from SA's largest insurers.

No impact to your credit score Free to use — always Replies within 1 business hour

How it works

Three steps. About two minutes.

1

Tell us about your home

Free-standing, complex or apartment — and rough value.

2

Choose what to cover

Building only, contents only, or full combined cover.

3

Receive comparable quotes

Apples-to-apples quotes from 3 SA insurers within an hour.

Ready when you are

Check your match in under 2 minutes.

One short form, real quotes — and we never share your details without your say-so.

Start my quote
No impact to your credit score Free to use No call-centre spam

Comparing SA's largest home insurers

SantamOUTsuranceDiscoveryMiWayHollardOld Mutual iWyzeKing Price

FAQ

Questions, answered.

Do I need building insurance if I rent?+

No — that's the landlord's responsibility. You only need contents cover for your own belongings.

Does it cover load-shedding damage?+

Most modern SA policies cover power-surge damage as standard, but check the excess and item limits.

Are domestic workers covered?+

Yes — most policies include cover for theft by domestic employees and provide basic liability if they're injured on your property.