SA rates

Repo rate7.75%Prime11.25%Avg home loan11.8%-0.10Avg personal loan24.5%+0.25Inflation (CPI)4.4%-0.20ZAR / USDR18.42+0.08

Investing

The best TFSA funds in South Africa for 2026

Six TFSA-eligible funds we'd actually put our own money into — costs, returns and trade-offs.

By David Mthembu · Investing Lead

22 April 2026

1 min read Editor reviewed

A R36,000 contribution into a low-cost TFSA compounded at 9% over 30 years becomes R5.4m — completely tax-free. Fund choice matters more than timing.

Our shortlist

A side-by-side look at SA's two most popular long-term saving vehicles.