SA rates
Repo rate7.75%Prime11.25%Avg home loan11.8%-0.10Avg personal loan24.5%+0.25Inflation (CPI)4.4%-0.20ZAR / USDR18.42+0.08

Investment

Best investment in South Africa

Compare top investment providers across South Africa. Independent ratings and editorial reviews from the MoneyWise team.

Written by

MoneyWise Editorial Team

SA Personal Finance Desk

Fact-checked

Faatimah Hendricks, CFP®

Independent reviewer

Last updated

4 August 2026

3 investment providers

Methodology

How we review

50+ data points scored

DisclosureSome providers below are paid partners. Rankings reflect editor scoring — see how we review.

What matters most

What to look for in a investment provider

  • 1Editor score across price, cover and customer service.
  • 2Independent customer-satisfaction data (SAcsi, Ombudsman).
  • 3Transparent fees and no lock-in clauses.
  • 4Match to your situation — best-for tags reflect real use cases.

Editor's awards

Best investment for…

Our analysts ranked every option on price, cover, claims experience and rewards. These won their categories.

Best overall

Investment Provider A

4.6

Why it winsHighest editor score (4.6/5) across cover, value and service.

Best for value

Investment Provider B

4.3

Why it winsLowest indicative monthly cost.

  • Editor's pick

    Investment Provider A

    Trusted SA provider

    4.6
    Overall
    Quote-based
  • Investment Provider B

    Lower premiums

    4.3
    Value
    Quote-based
  • Investment Provider C

    Modular plans

    4.1
    Flexibility
    Quote-based
Ready to compare investment?

Spec sheet

Side-by-side comparison

Compare the exact investment features that matter — prices, cover, rewards and more — column by column.

I
Investment Provider A
Overall
4.6
TER (total fees)
1.45%
Minimum deposit
R0
TFSA eligible
Included
RA eligible
No
Fund choice
1 in-house only
10yr net return
10.0% p.a.
App rating
3.6
I
Investment Provider B
Value
4.3
TER (total fees)
1.95%
Minimum deposit
R550
TFSA eligible
Included
RA eligible
No
Fund choice
Open architecture
10yr net return
7.9% p.a.
App rating
4.7
I
Investment Provider C
Flexibility
4.1
TER (total fees)
0.65%
Minimum deposit
R650
TFSA eligible
Included
RA eligible
No
Fund choice
300+ funds
10yr net return
8.8% p.a.
App rating
4.6

Spec values are indicative and standardised for comparison. Confirm details with each provider before applying. See our methodology.

Information is indicative. Always confirm directly with the provider and read the policy schedule before purchase. MoneyWise may earn a commission when you click through.

Insider deals

Get weekly financial insights + better investment deals.

Subscribers see new comparisons and exclusive provider offers before anyone else.